The idea not only has merit, but when you read the headline, you automatically wonder why no one has pushed for wedding insurance in the past. According to a Media Post Publication article, less than 5% of weddings in the U.S. are insured, and the average cost of a wedding is at a pricey $27,000! With so many potential things that can go wrong, you can actually cover yourself with plans that include coverage for severe weather, lost deposits, vendors who don't do their job, military deployment and others. All this peace of mind for a non-deductible few hundred bucks? Seems like a real no-brainer. I wonder if there's a policy if the bride-to-be runs off with the best man or one of the groomsmen (no groomsmen gifts for him!). I'll have to check into that as these things do happen, you know. Not saying it ever happened to me, but I see it in the movies all of the time. Here's an additional example of how the coverage works. If your large wedding party, groomsmen, bridesmaids, families, etc, all show up and the photographer for whatever reason, dies, or flakes out and never delivers these pics, the coverage would pay the cost of getting the families and wedding party back to take the photos again. Listen, I've seen some of those wedding photographers out there. Many are great, but that scenario is definitely NOT out of the question. For more information on this awesome concept, visit www.protectmywedding.com.